In fact last december i wrote should i convert my chase freedom to a chase sapphire reserve credit card.
Can you convert chase freedom to sapphire.
Perhaps you want all the features of the chase sapphire preferred but you ve already applied for five cards in the past two years.
Fwiw i have three accounts with chase.
Specifically you can transfer chase freedom points to the chase sapphire reserve ultimate rewards account.
After all the chase freedom is inferior to the sapphire preferred.
Csp chase amazon rewards and chase.
I actually considered that but a few months ago i was denied when i applied for the freedom due to too many accounts opened.
Your card needs to have been open for at least 12 months before a product change of this type is allowed no hard pull is done you keep your credit history and your chase 5 24 status is not changed either.
Cards on the chart with can only be product changed to.
You cannot apply to get the card.
You can only convert a chase freedom chase freedom unlimited chase sapphire or chase sapphire preferred to a chase sapphire reserve.
I have applied for the chase sapphire reserve credit card in the past but i was declined based on the 5 24 rule but i still really wanted the credit card despite not being able to get the sign up bonus.
In this example i m moving points from the chase freedom to the chase sapphire reserve.
Decide how many points you would.
That transfer makes the 1 earned from the chase freedom worth 1 5 when redeemed for travel.
If you ve held your chase freedom card for more than two years are under 5 24 and really want the 200 20 000 point welcome bonus then maybe apply for the chase freedom flex.
But if your freedom card is relatively new like under two years i say call and upgrade product switch.
You can redeem its points with.
If you signed up for the sapphire preferred but now can t swing the 95 annual fee you could downgrade to a no annual fee ultimate rewards card like the freedom unlimited.
You need to have a credit line of at least 10 000 to be approved for the conversion.
Chase offers a few no annual fee cards like the chase sapphire card that you can downgrade to but not apply for.